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In today's digital age, the management of personal finances is becoming increasingly important. With a growing number of options for recording and managing financial transactions, it is important for users to choose applications that are not only easy to use but also secure and reliable.
Finetiks emerged as an ideal solution, as it is a financial regulator application that has been officially registered with the Financial Services Authority (FSA). With a variety of features designed to help users better manage finances, Finetiks offers significant advantages for anyone looking to increase financial awareness, financial knowledge and change financial habits for the better.
Finetiks is a product of PT Finetiks Innovations Indonesia, which has been officially registered by the Ministry of Communications and Informatics. In addition, Finetiks is also noted as member of Indonesian Fintech Association. On 27 September 2024, OJK issued an official letter with the number S-516/IK.01/2024 stating that PT Finetiks Inovasi Indonesia has qualified to be registered as an organizer of information aggregation of financial services products and services, so that currently Finetiks has been officially registered and supervised by OJK.
Finetiks registration process at OJK started with application submission on July 26, 2024. Through various evaluation and review processes, the application was finally declared to meet all the requirements set out in OJK Regulation No. 3 of 2024. By registering Finetiks in OJK, users can be more confident in the credibility and security of this application.
One of the most important aspects in financial applications is the security of user data. Finetiks guarantees the security of all data and user privacy through the use of the encryption method “AES-256". This encryption is a standard equivalent to that used by major banks and leading financial applications at national and international levels. In addition, Finetiks is under the supervision of the Ministry of Communications and Informatics and the Indonesian Fintech Association, so users can feel safe that their data is properly protected.
Finetiks also complies with regulations set by the FSA, including transparent reporting and consumer protection. One of the important aspects in terms of data protection is in accordance with Article 1, paragraph 2 of the Personal Data Protection Act (PDP Law), which emphasizes that the entire effort to protect personal data must be carried out within the framework of the processing of personal data in order to guarantee the constitutional rights of the subject of personal data. Thus, users can feel safer because their rights are legally protected.
Finetiks offers a variety of features designed to assist users in managing their personal finances. Here are some key features:
Users can easily set up and manage their monthly budget. The app allows users to set spending limits for each category, thus helping them stay within predetermined budget limits. In this way, users can be more disciplined in spending and avoid wastage.
Finetiks makes it easy for users to record and track all expenses from various financial accounts. Users can add accounts manually, making it easier for them to record daily transactions. This feature is very useful for getting a clear picture of where money is spent.
The app also provides features to assist users in planning their finances. By providing insight into spending and income, users can make better financial decisions. It helps users plan their financial future more effectively.
By using Finetiks, users can experience a wide range of significant benefits in the management of their finances:
By logging all transactions and expenses, users become more aware of their financial habits. This can help them in making wiser financial decisions. Higher financial awareness has the potential to reduce debt and increase savings.
The app provides useful tools to assist users in planning short-term and long-term finances. With clear information, users can better plan their financial future, including planning emergency funds and investments.
Improving Financial Knowledge
Through a fun method users can improve their knowledge related to finance. Finetiks provides a daily Quiz feature that is expected to provide financial-related knowledge so that users can be wiser in making financial decisions.
With budget management and investment planning features, users can set and achieve their financial goals, be it to buy a home, invest, or save for a child's education. The app helps users stay focused on the goals they have set.
Managing personal finances is not always easy. Many people face various challenges, such as:
Finetiks comes as a solution to this problem by offering features that support financial education for users. An intuitive and easy-to-use interface allows users to understand the importance of good financial management.
One of Finetiks' flagship features is expense analysis, which helps users understand where their money is being spent. Thus, users can identify areas that can be saved and make wiser financial decisions.
Finetiks comes with a financial reminder feature that is very helpful to not miss a bill payment or reach a set financial goal. This helps users stay organized and avoid late fines.
As an organizer of information aggregation of financial services products and services registered with OJK, Finetiks is obliged to comply with the applicable conditions. These include:
Finetiks is not just a personal finance regulator app; it is a tool designed to help users manage their finances better and more securely. With diverse features such as budget management, expense tracking, and financial planning, Finetiks offers a comprehensive solution for those looking to increase financial awareness.
Legality and oversight from the Financial Services Authority (FSA) adds to the level of trust of users. Finetiks guarantees data security with advanced encryption, so users can feel calm when using this application. Intuitive and easy-to-use features make the financial management process simpler, allowing users to focus on their financial goals.
Amid the complexities of today's financial world, having the right tools like Finetiks is essential. With Finetiks, users can not only control spending, but also better plan their financial future. This is the first step towards the financial freedom that many dream of.
So, for anyone who wants to improve financial health, Finetiks is the right choice. The app provides ease and security in managing finances, so users can focus more on their long-term goals.
You can also access the registered proof letter documents of PT Finetiks Inovasi Indonesia as the organizer of aggregation of information on financial services products and services herein. This document confirms the legality of the application and provides additional guarantees for users about the compliance of Finetiks with the applicable regulations.
With all these advantages, Finetiks is not only a financial management application, but also a reliable partner in achieving your financial stability and sustainability.
