




Save Like a Pro With FINETIKS
All-in-one money app with smart features & maximum security.
Manage Money Easily
Budgeting, voice record transactions, file/receipt & upload manual input.
High Yield Savings
Return up to 5.25% p.a with daily interest benefits.
Zero Fee Admin & Transfer
Transfer to any bank, anytime, no hidden fees.
Safe & Secure
Maximum data protection with AES-256 encryption & multi-factors authentication.
Product and Top Features
Designed to make managing and saving easier


FINETIKS VIP Save
Get the flexibility of savings with the returns of a fixed deposit! With FINETIKS VIP Save, enjoy up to 5.25% p.a. and exclusive benefits.
S-516/IK.01/2024
No.27/18 /DKSP/Srt/B


Manage Money
Automatically record transactions and track your cash flow in a fun way by uploading e-statements, snapping receipts, recording voice notes, or writing manually all displayed in colorful visual charts.
S-516/IK.01/2024
No.27/18 /DKSP/Srt/B


Payroll Program
Save more on payroll and earn profits with 1% cashback every time you pay your employees enjoy transparent transactions with no hidden fees, while keeping your team happier and more loyal through referral and reward programs.
S-516/IK.01/2024
No.27/18 /DKSP/Srt/B
Calculate Your Monthly Earnings
See how much profit you can earn while relaxing and withdraw anytime you want!
Manage, Save & Earn Profit with FINETIKS
Follow an easier way to manage your money and save with more benefits.
Don’t Take Our Word for It, Take Theirs
Catch the inspiring journey of FinTERZ taking on the 30 Days Financial Challenge from FINETIKS.
You Asked, We Answered
Can't find your question? View all our FAQ’s.
FINETIKS is an AI-driven digital wealth management app that offers high-yield digital savings. Our mission is to empower Indonesians to focus on saving and enhancing their financial literacy.
- Co-founded by Daniel Mananta, we are committed to guiding users toward better financial management.
- FINETIKS is registered and supervised by the Financial Services Authority (OJK), KOMDIGI, and is a proud member of AFTECH. We are also ISO27001 certified, ensuring the highest standards of information security.
- Our partnership with PT Bank Victoria International Tbk. is registered and approved by Bank Indonesia, ensuring that your investments are safe and secure. Approval Letter No.27/18/DKSP/Srt/B.
To begin the registration process, open the FINETIKS app that you have downloaded and follow these steps:
- Download the FINETIKS app from the Play Store/App Store.
- Click the “Register” button to start the registration process.
- Choose VIP Save to Start Saving, or
- Choose Money Management to Manage Your Finances.
- Continue the registration process by following the instructed steps.
FINETIKS ensures the security and privacy of all user data by utilizing the "AES-256" encryption method, equivalent to that used by national and international banks and financial applications. FINETIKS is also supervised by the Financial Services Authority (OJK) and Komdigi and is under the auspices of the Indonesian Fintech Association.
FINETIKS VIP Save provides a yield of up to 5.25% per annum calculated daily based on the total balance and will be disbursed at the end of the month.
FINETIKS helps you manage your finances with VIP SAVE, offering returns of up to 5.25% per annum. Enjoy services with no hidden fees—no monthly fees, no transfer fees. Get up to 20 free transfers every month and free personal accident insurance up to 5 billion IDR, covering up to five times the previous month’s average daily balance. Managing your finances becomes easier with our advanced AI features: auto-categorization, image-to-transaction conversion, OCR, and voice recording. Gain clear insights to keep your finances organized.
Email us at our support page here or chat with us on WhatsApp.
Your Financial Inspiration
A selection of articles written to help you get smarter at managing your finances.






















