Make it easier for you to achieve a rich mindset quickly.
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Get Started With Finetiks
Quick Started Guide
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Managing money can feel overwhelming, especially for beginners who aren’t used to tracking expenses or setting budgets. But don’t worry! Here’s a quick and easy guide to start handling your finances without the hassle.
FINETIKS is an AI-driven digital wealth management app that offers high-yield digital savings. Our mission is to empower Indonesians to focus on saving and enhancing their financial literacy.
Co-founded by Daniel Mananta, we are committed to guiding users toward better financial management.
FINETIKS is registered and supervised by the Financial Services Authority (OJK), KOMDIGI, and is a proud member of AFTECH. We are also ISO27001 certified, ensuring the highest standards of information security.
Our partnership with PT Bank Victoria International Tbk. is registered and approved by Bank Indonesia, ensuring that your investments are safe and secure. Approval Letter No.27/18/DKSP/Srt/B.
Budget is determined based on your monthly income, allowing you to track your spending. This helps in recording whether you exceed the monthly budget or still have it under control.
a. Registration stopped in the middle of the process
You can continue the registration process that stopped in the middle of the process, as long as it's within 24 hours and from the same device. You need to repeat the registration process if you reinstall the app or continue registration on another device.
b. Registration always fails
Sorry for the difficulties you are facing. You can inquire about this by contacting our customer service at +62811993882. We will be happy to assist with your registration process.
c. Tips for successful registration
Here are some things to consider when registering for a FINETIKS account:
Write the email in all lowercase (maximum 35 characters).
Manually type the phone number (do not copy-paste from the contact list on your smartphone) and avoid spaces.
If the OTP or verification code is not sent, make sure the date/time settings on your smartphone are set to auto-sync.
Write the name in all capital letters.
Enter the PIN correctly.
Do not repeatedly press buttons in the app. Press the button once and wait for the app to work; do not repeat it several times as it may cause the FINETIKS app to error.
If you fail to enter the PIN 3 times, wait for 5 minutes before trying again.
You can send a new verification code by pressing the "Resend" button. If you have requested a new code 3 times in a row, please wait for 5 minutes before continuing or contact our customer service at +62811993882 for assistance.
To get a clear picture of your financial health, you need to prepare your last 3 month e-statement from your salary bank account.
Create your Bank Account
Upload your e-Statement Download your latest 3-month bank statement and upload a digital copy to FINETIKS. Our AI will automatically categorize your spending and provide you with insights into your financial habits.
Create a personalized budget Based on your spending habits, we'll suggest a budget that works for you. Let's start saving together!
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Why do you need to understand your financial situation?
It's only been a few days of payday, how did it run out? Or do you suddenly realize that savings at the end of the month are only small? This could be a sign that you don't fully understand your financial situation.
We are often trapped in a “know it's okay” situation — after all, the important thing is to have money, be able to shop, and not run out of money. In fact, this mindset makes us not have full control over the money we have.
Being indifferent to financial situations is like turning a blind eye when driving a car—danger and risk!
Why is it important to understand the financial situation?
Understanding your personal financial condition means that you know exactly your financial condition—how much income, how much debt, how much to invest, and which expenses to reduce—you can make better decisions.
Knowing how big your expenses and debts will help you avoid debt and “debt-trap”.
Avoiding the Illusion of Financial Stability
Understanding your financial situation makes you aware of whether you are really financially secure or just look secure.
Minimizing the Risk of a Consumptive Lifestyle
When you don't have an understanding of money, it's easier to fall into a wasteful lifestyle because you feel like “there's still money.” Understanding your financial situation makes you smarter in choosing priorities.
Reducing Uncertainty in the Future
If you know your financial position, you are better prepared to deal with uncertainty and have a backup plan to deal with emergencies.
How to understand your financial situation?
Let's start by discussing simple steps you can take to understand your financial situation. No need to worry, it's important that you know where it is right now.
Track All Income and Expenses
Calculate the Net Worth of Your Wealth
Separate “Needs” and “Wants” Expenses
Create a Monthly Budget
Monthly Evaluation
Manage Your Finances with FINETIKS
If you find it difficult to understand your own financial situation, try using a financial app like FINETIKS. In this application, you can monitor income and expenses, calculate net worth, and create budget plans more easily.
So, there's no more reason not to understand your financial situation. Let's start getting to know your finances from now on so you can live more calmly, avoid unnecessary debt, and achieve the financial goals you dream of!
FINETIKS is a proprietary product of PT Finetiks Inovasi Indonesia which is officially registered and supervised by OJK and registered with the Ministry of Communications and Digital of the Republic of Indonesia
