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We all agree that financial literacy is very important, right? In this day and age, the ability to manage personal finances is one of the mandatory skills that we must have.
According to the latest data from the Financial Services Authority (OJK), the financial literacy rate in Indonesia is still low, with only about 38.1% of the population having a good financial understanding. This means that more than half of Indonesians still need to improve their ability to manage finances.
With high financial literacy, we can be wiser in managing money, avoiding mounting debts, and preparing for a brighter future. In other words, financial literacy is like a super weapon to deal with various financial challenges that can come at any time.
Well, the benefits of this high financial literacy are many, no! Here are some of the benefits you can feel:
When you understand the basic concepts of finance, you can make smarter decisions about spending, saving, and investing.
With a good understanding, you'll be more motivated to save and invest for your future.
High financial literacy helps you recognize debt traps and strategies to avoid them, so you can live without excessive financial burdens.
You'll feel better prepared for future needs, such as education expenses, buying a home, or preparing for retirement.
On the other hand, the impact of low financial literacy is enormous. A person can be stuck in prolonged debt, unable to manage a budget properly, or even get caught up in financial fraud that can cause prolonged stress to impair quality of life.
Now, the question is, how do we improve our financial literacy? One of the most fun and exciting ways is to play the game!
In the FINETIKS financial management application, there are many quizzes specifically designed to help us learn about finance in a fun and engaging way.
Try regularly taking quizzes and testing your financial knowledge. From investing, budget management, budgeting, saving, debt repayment, mortgage lending, to bank interest, you will get a lot of useful financial insights!
With various quiz routines in the FINETIKS app, you can learn about finance more easily and with fun. So, are you ready to improve your financial literacy in an exciting way?
Come on, download the FINETIKS app right now and start exploring exciting games that can help you become smarter in managing your finances! Learning while playing, you get not only knowledge, but also a pleasant experience.
When you have high financial literacy, you can overcome various financial problems, such as:
With enough knowledge, you can create a more realistic budget and be disciplined in following it.
You will have a better understanding of various investment instruments, so you can choose the one that best suits your financial goals.
Good financial literacy helps you understand how to manage debt, including how to avoid unnecessary debt.
You'll be better prepared for financial emergencies, such as job loss or sudden medical expenses.
With good knowledge, you will be more independent in managing your finances and not depending on others.
Remember, financial literacy is not just about numbers, but also about how we can make our lives better. Happy playing and happy learning!
With the FINETIKS app, you will not only get a better understanding of finance, but also exciting ways to improve your financial literacy. Let's start your financial journey in a fun way!
Haven't downloaded FINETIKS yet? Mending live download now at Google Play or App Store, FREE!
