Financially literate women

The Modern Kartini: Empowering Women through Finance

Joselyn Gomulya
Joselyn Gomulya
April 22, 2024
The Modern Kartini: Empowering Women through Finance

You must be familiar with Raden Ajeng Kartini, a great woman who played a significant role in advancing and empowering Indonesian women. Her inspirational figure has succeeded in encouraging many women to achieve their dreams, including in financial matters.

If we mention Kartini, we will miss the opportunity to recognize the capabilities of today's modern women who excel in multitasking, juggling careers with household responsibilities, and raising children.

Unfortunately, even though many women have succeeded in empowering themselves with real work and steps, women's financial literacy is still low. That's why, as modern Kartini, we must be financially literate and good at managing finances, FinTERZ.

3 financially literate women received appreciation awards

Why Do Modern Kartini Have To Be financially Literate?

Modern Kartini must be financially literate and intelligent in managing finances so that finances are more focused and the money held stays. Financially savvy, preventing us from online loan fraud (pinjol) to 'bogus' investments.

In commemoration of Kartini Day, MinETIKS invites all Indonesian women to celebrate by joining the #KartiniDay: Chase Your Dreams with Financial Independence. You can visit FINETIKS Instagram directly or click here.

MinETIKS also managed to collect several opinions from the FINETIKS team about 'why women today need to be financially literate, especially if we see women as modern Kartini figures' and here is a collection of answers from the FINETIKS team:

"If you look at it now, times have changed, including the view that women should be housewives. "Women can also have a career and have power in family finances," said Giovan Cipta.

"Today's women can dismantle stereotypes and social standards, you know. Financial literacy can make women more confident and have more freedom.

As modern Kartini, we are responsible for ourselves, not others," Angela Jonan says.

"If we as women understand finances, not only will the quality of life improve, but it will also bring good benefits to the family. "We can also be financial teachers for the next generation," said Paula Kristi.

"Financial literacy or financial responsibility belongs to the individual. So every individual must be able to sustain themselves financially without looking at and not depending on a particular gender," adds Deti Latifah.

One of the FINETIKS team, Annisa Ayu, also gave an opinion that was no less interesting: " Financially literate women not only enrich themselves but also benefit other women and society."

Annisa believes that financial literacy opens up more choices in living life, including making the right decisions, planning your personal and family future, and even protecting yourself from financial 'exploitation'.

Financial literacy will undoubtedly make various aspects of women's lives easier. There are at least four benefits that you will feel when you, as a modern woman, understand finances.

4 Benefits of Financially Literate As A Modern Kartini

As a modern woman, there are several benefits you can experience when you understand finances and finances better. Starting from developing yourself to increasing wealth, here are the benefits:

  1. Maximizing Personal Development
    Sufficient financial knowledge and intelligence will help you manage and maintain stable economic conditions.
  2. Makes Decision Making Easier
    In line with Annisa's opinion, once we have sufficient financial information, we will understand when we must make economic decisions. Understanding finances will help you choose strategies and make the right decisions.
  3. Reducing the Risk Level of Financial Problems
    When you understand your potential financial risks, you can prevent them or take responsibility for the risks associated with your decisions.
  4. Increase Financial Wealth
    Having knowledge and financial insight helps you choose the right investment product according to your needs and abilities. You can receive returns that can improve your welfare.

Want to experience the four benefits above and become a modern, financially literate Kartini? Follow the tips below!

Tips for Achieving Financial Freedom: Become a Financially Literate Kartini of Today

Becoming a modern Kartini who is financially literate is not tricky; you can start by being disciplined in implementing the following tips:

  1. Setting aside money
    Set aside money for unexpected things such as health, a vehicle, or a job change. Save money for an emergency fund that is at least equivalent to 3-6 months of salary you receive.
  2. Have Additional Income
    Increase your sources of income to remain financially stable. Having a large, incredibly passive income will help women avoid financial problems.
  3. Always Up-Date Financial Insights
    Expand your financial knowledge by regularly reading blog articles from FINETIKS. Oh yes, do you know the habits of intelligent and financially independent women? Read here to learn about their seven habits!

Lastly, you can achieve financial freedom and become today's Kartini by planning your retirement funds and prioritizing life and health insurance.

So that you continue to be motivated, come on, let's take a peek at the figure of today's modern Kartini. From academic intelligence to working at Elon Musk's company, read until the end!

The Inspirational Figure of Modern Kartini in the Present Time

Whether they realize it or not, many Indonesian women have succeeded in becoming modern Kartini figures. Here are some modern Kartini figures that you can emulate to keep you motivated:

  1. Felicia Putri Tjiasaka

Do you often see Felicia Putri's content on your social media accounts? Felicia Putri Tjiasaka is a young content creator who is financially savvy, especially in terms of investment.

Fun fact for FinTERZ: Felicia received an award as runner-up at the DSB Asian Conference-Young Economist Stand Up 2015. At that time, Felicia was around 20 years old, young, intelligent, and accomplished.

  1. Cinta Laura

Having entered the entertainment world until she finally shocked the media with her high academic achievements and social spirit, Cinta Laura is a public figure who lives a simple life.

Regarding shopping and finances, Cinta Laura prioritizes quality and comfort rather than following trends. MinETIKS also has to learn from the modern Kartini figure Cinta Laura.

  1. Moorissa Tjokro

FinTERZ knows about Tesla cars, right? In 2001, Elon Musk's company launched the full self-driving beta version feature.

So, in working on this project, Tesla had six Autopilot Software Engineers, and Moorissa was the only woman on the team. Even more impressive is that Moorissa, a Data Scientist, also manages car software. Very cool, huh?

There are still many modern Kartini figures today, along with other inspiring stories. Remember to download FINETIKS on Google Play or App Store now so that you can #JadiFinter manage your finances and be financially literate like the inspiring figures above!

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Need help to stay in control of your expenses? Let's check out our free financial planning app, FINETIKS. Discover the best way to track all your expenses and savings in one place!

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