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Making yourself and your family happy in Lebaran is rugged and easy. We book homecoming tickets, buy new clothes and Lebaran hampers, part of THR, and take family members on trips to specific tourist destinations that often lead to 'over budget'.
Before we delve into strategies to improve finances after Lebaran, it's crucial to emphasize the significance of financial planning before the festivities. This proactive approach can help identify potential financial pitfalls during Lebaran, ensuring your wallet doesn't deplete quickly.
As we prepare for Lebaran, our daily transactions inevitably increase to meet the numerous needs of the holiday. However, this surge in spending can often lead to our wallets thinning faster than usual, a consequence of overbudgeting during Lebaran.
Below are some habits that can make your wallet thin on Hari Raya Lebaran. Avoid the following mistakes as much as possible to keep you financially secure:
In addition to the above habits, a mistake that can make your wallet thin is forgetting to manage, set aside, and divide the THR into several posts. If you want to know how to manage THR to make more profit, you can read the tips on managing THR to stay aware of the situation here.
Now you know, what habits make you financially unhealthy? So follow the strategies below to change your financial condition after Lebaran later!
You can manage finances after Lebaran to quickly return to a healthy state by following several ways below:
The first step to restoring financial condition after the leaflet is to check and rearrange the financial records. You can see the location of the highest-spending items and rearrange the details of expenses that are not too important.
This method is easy if you regularly record finances with the FINETIKS application. You can directly check your financial condition through Insights, powered by AI technology (Artificial Intelligence), including adjusting spending.
Have you downloaded the AI-powered financial management app FINETIKS yet? You can recover your finances with FINETIKS, available at Google Play and App Store.
Once you know the highest spending categories or items, you can make it a priority to make it easier to manage finances after Lebaran. Leave aside necessities such as luxury cars, branded goods, jewellery, or other tertiary and priority daily necessities, including paying your mandatory monthly dues.
Don't worry; pay off the debt immediately, especially if you have to pay later. Remember that you have debts. Interests must be paid immediately so they do not become a financial burden.
Pro tips for FinTerz, also avoid the habit of 'dig a hole, close the hole'!
To restore your financial condition after Lebaran, you can limit your daily expenses with the help of the FINETIKS application. You will not go over budget and will get the best daily spending advice according to your financial condition.
In addition, you can also repair cash flow by making grocery list details as needed, including reducing eating habits outside.
You may feel that this habit does not have much effect on your financial condition, but setting aside money to replenish savings that have previously been used for leisure can accelerate your financial stability significantly!
Make it a habit to set aside the money you receive initially and avoid saving money only when there is leftover.
Have you tried hard to manage finances after Lebaran by following the above methods but need to be more disciplined and consistent? You can ask for help from FINETIKS to get daily financial reminders, from recording transactions to making daily financial recommendations.
Improving the financial condition after Lebaran certainly requires a process. While applying the above ways, you can also pay attention to tips on managing finances after Lebaran, such as the following.
From saving to finding new opportunities, restoring your financial condition will be even easier with the following 5 tips:
Finally, you can take advantage of the opportunity by increasing your income. You can look for a side job or choose a higher-paying job.
