Make it easier for you to achieve a rich mindset quickly.
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Get Started With Finetiks
Quick Started Guide
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Managing money can feel overwhelming, especially for beginners who aren’t used to tracking expenses or setting budgets. But don’t worry! Here’s a quick and easy guide to start handling your finances without the hassle.
FINETIKS can speed up the process of recording and tracking transactions and help users manage their finances in one dedicated place with the features Allocate Funds and Set Budget limits.
You are an Indonesian citizen who holds e-KTP and a smartphone user, and also has savings & other financial goals. Users who do not yet have e-KTP are under parental supervision.
For completed saving goals, they will be labeled as "achieved" and will not receive fund allocation from the money you save. Users can choose whether to keep the saving goal visible or not.
Don't worry, you can still edit and provide a description for the outgoing funds. When there is outgoing funds, the system will automatically detect and ask the user for confirmation on which goals the funds will be taken from or reduced.
Don't worry, you only need to reconnect to your bank or e-wallet account, fill out all the forms, and follow the instructions. All e-wallets will automatically log out if you log in elsewhere simultaneously, so you just need to log back in to your e-wallet app.
To get a clear picture of your financial health, you need to prepare your last 3 month e-statement from your salary bank account.
Create your Bank Account
Upload your e-Statement Download your latest 3-month bank statement and upload a digital copy to FINETIKS. Our AI will automatically categorize your spending and provide you with insights into your financial habits.
Create a personalized budget Based on your spending habits, we'll suggest a budget that works for you. Let's start saving together!
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Why do you need to understand your financial situation?
It's only been a few days of payday, how did it run out? Or do you suddenly realize that savings at the end of the month are only small? This could be a sign that you don't fully understand your financial situation.
We are often trapped in a “know it's okay” situation — after all, the important thing is to have money, be able to shop, and not run out of money. In fact, this mindset makes us not have full control over the money we have.
Being indifferent to financial situations is like turning a blind eye when driving a car—danger and risk!
Why is it important to understand the financial situation?
Understanding your personal financial condition means that you know exactly your financial condition—how much income, how much debt, how much to invest, and which expenses to reduce—you can make better decisions.
Knowing how big your expenses and debts will help you avoid debt and “debt-trap”.
Avoiding the Illusion of Financial Stability
Understanding your financial situation makes you aware of whether you are really financially secure or just look secure.
Minimizing the Risk of a Consumptive Lifestyle
When you don't have an understanding of money, it's easier to fall into a wasteful lifestyle because you feel like “there's still money.” Understanding your financial situation makes you smarter in choosing priorities.
Reducing Uncertainty in the Future
If you know your financial position, you are better prepared to deal with uncertainty and have a backup plan to deal with emergencies.
How to understand your financial situation?
Let's start by discussing simple steps you can take to understand your financial situation. No need to worry, it's important that you know where it is right now.
Track All Income and Expenses
Calculate the Net Worth of Your Wealth
Separate “Needs” and “Wants” Expenses
Create a Monthly Budget
Monthly Evaluation
Manage Your Finances with FINETIKS
If you find it difficult to understand your own financial situation, try using a financial app like FINETIKS. In this application, you can monitor income and expenses, calculate net worth, and create budget plans more easily.
So, there's no more reason not to understand your financial situation. Let's start getting to know your finances from now on so you can live more calmly, avoid unnecessary debt, and achieve the financial goals you dream of!
