Make it easier for you to achieve a rich mindset quickly.
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Get Started With Finetiks
Quick Started Guide
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Managing money can feel overwhelming, especially for beginners who aren’t used to tracking expenses or setting budgets. But don’t worry! Here’s a quick and easy guide to start handling your finances without the hassle.
The more missions you complete, the more FINETIKS Points you earn, and the faster you level up! There is a minimum cumulative point requirement for each account level. To move to the next level, you must meet the minimum cumulative points for that level. Cumulative points are the accumulation of points you have earned so far.
You can access the expense menu, then choose a category by pressing needs or wants, then select "spending categories," click the "set budget" button, and finally, you can set the amount and budget period.
You can use it by pressing the Fun menu, then click the "explore" button in the FINETIKS universe banner, choose which destination you want to unlock or visit, and finally, click the "unlock" button and redeem points to enjoy premium content and promotions at each destination you choose.
Click the homepage, then click "See All" in the financial account section on the homepage, and you can see the balance from each of your financial accounts that are connected to the FINETIKS app.
FINETIKS guarantees the security of all data and user privacy by implementing the "AES-256" encryption method, which has been implemented nationally and internationally by well-known banks and financial applications. FINETIKS is also supervised by Kominfo and registered with the Indonesia Fintech Association.
Saving Goals is a feature to plan and manage the financial goals you want to achieve. FINETIKS provides several saving categories that you can choose for your saving goals. You can then set and monitor your savings through this feature. If there are changes to your financial goals, you can also make adjustments. This feature also provides recommendations for emergency fund planning suitable for you.
To get a clear picture of your financial health, you need to prepare your last 3 month e-statement from your salary bank account.
Create your Bank Account
Upload your e-Statement Download your latest 3-month bank statement and upload a digital copy to FINETIKS. Our AI will automatically categorize your spending and provide you with insights into your financial habits.
Create a personalized budget Based on your spending habits, we'll suggest a budget that works for you. Let's start saving together!
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Why do you need to understand your financial situation?
It's only been a few days of payday, how did it run out? Or do you suddenly realize that savings at the end of the month are only small? This could be a sign that you don't fully understand your financial situation.
We are often trapped in a “know it's okay” situation — after all, the important thing is to have money, be able to shop, and not run out of money. In fact, this mindset makes us not have full control over the money we have.
Being indifferent to financial situations is like turning a blind eye when driving a car—danger and risk!
Why is it important to understand the financial situation?
Understanding your personal financial condition means that you know exactly your financial condition—how much income, how much debt, how much to invest, and which expenses to reduce—you can make better decisions.
Knowing how big your expenses and debts will help you avoid debt and “debt-trap”.
Avoiding the Illusion of Financial Stability
Understanding your financial situation makes you aware of whether you are really financially secure or just look secure.
Minimizing the Risk of a Consumptive Lifestyle
When you don't have an understanding of money, it's easier to fall into a wasteful lifestyle because you feel like “there's still money.” Understanding your financial situation makes you smarter in choosing priorities.
Reducing Uncertainty in the Future
If you know your financial position, you are better prepared to deal with uncertainty and have a backup plan to deal with emergencies.
How to understand your financial situation?
Let's start by discussing simple steps you can take to understand your financial situation. No need to worry, it's important that you know where it is right now.
Track All Income and Expenses
Calculate the Net Worth of Your Wealth
Separate “Needs” and “Wants” Expenses
Create a Monthly Budget
Monthly Evaluation
Manage Your Finances with FINETIKS
If you find it difficult to understand your own financial situation, try using a financial app like FINETIKS. In this application, you can monitor income and expenses, calculate net worth, and create budget plans more easily.
So, there's no more reason not to understand your financial situation. Let's start getting to know your finances from now on so you can live more calmly, avoid unnecessary debt, and achieve the financial goals you dream of!
