Make it easier for you to achieve a rich mindset quickly.
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Get Started With Finetiks
Quick Started Guide
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Managing money can feel overwhelming, especially for beginners who aren’t used to tracking expenses or setting budgets. But don’t worry! Here’s a quick and easy guide to start handling your finances without the hassle.
You can change it by visiting the homepage, then click the avatar at the top of the homepage, then click "profile info," and edit the email address. Next, you will receive a verification email for the validation process. If done, the account has been successfully updated.
You can change it by visiting the homepage, then click the avatar at the top of the homepage, then click "profile info," edit the phone number, and the system will automatically request verification again for OTP validation. If successful, the account has been updated.
You can change it by visiting the homepage, then click the avatar at the top of the homepage, then click "profile info," click "edit profile," click the camera icon, and finally, choose the photo you want from your gallery.
We are very sorry to hear that. To close your FINETIKS account, you can go to the settings and profile page. Then select account settings and choose delete account. You will be asked to answer some questions about why you are closing your FINETIKS account. Then, you will be prompted to enter a verification code to close your account. If successful, your FINETIKS account will be deleted.
You can click "Connect Account" on your homepage, then choose your e-wallet or bank account. Then, you can follow these steps:
After selecting the e-wallet or bank account, you can click the "connect" button.
There are three methods to connect your account: OTP/Verification Code, UserID and password, and for OVO accounts, you will receive a verification link that you can copy and paste into the FINETIKS application to connect.
Click the "Start Account Opening" button. If prompted to enter a code, input the VIP Save referral code (if any). This feature is limited, so without a VIP Save referral code, you won’t be able to open a VIP Save account
Read and agree to all "User Agreements."
Take a photo of your ID card (KTP).
Review the ID card information. If any fields are blank, fill in the missing information according to the data on your ID card
Perform the Liveness Test by following the instructions in the app
Fill in your employment information
Provide your financial information
Verify your identity by entering your mother's name
To get a clear picture of your financial health, you need to prepare your last 3 month e-statement from your salary bank account.
Create your Bank Account
Upload your e-Statement Download your latest 3-month bank statement and upload a digital copy to FINETIKS. Our AI will automatically categorize your spending and provide you with insights into your financial habits.
Create a personalized budget Based on your spending habits, we'll suggest a budget that works for you. Let's start saving together!
Welcome to FINETIKS! We're thrilled to have you join us on your financial journey. Your Financial Journey Starts Here. Understanding your finances doesn't have to be complicated.
Why do you need to understand your financial situation?
It's only been a few days of payday, how did it run out? Or do you suddenly realize that savings at the end of the month are only small? This could be a sign that you don't fully understand your financial situation.
We are often trapped in a “know it's okay” situation — after all, the important thing is to have money, be able to shop, and not run out of money. In fact, this mindset makes us not have full control over the money we have.
Being indifferent to financial situations is like turning a blind eye when driving a car—danger and risk!
Why is it important to understand the financial situation?
Understanding your personal financial condition means that you know exactly your financial condition—how much income, how much debt, how much to invest, and which expenses to reduce—you can make better decisions.
Knowing how big your expenses and debts will help you avoid debt and “debt-trap”.
Avoiding the Illusion of Financial Stability
Understanding your financial situation makes you aware of whether you are really financially secure or just look secure.
Minimizing the Risk of a Consumptive Lifestyle
When you don't have an understanding of money, it's easier to fall into a wasteful lifestyle because you feel like “there's still money.” Understanding your financial situation makes you smarter in choosing priorities.
Reducing Uncertainty in the Future
If you know your financial position, you are better prepared to deal with uncertainty and have a backup plan to deal with emergencies.
How to understand your financial situation?
Let's start by discussing simple steps you can take to understand your financial situation. No need to worry, it's important that you know where it is right now.
Track All Income and Expenses
Calculate the Net Worth of Your Wealth
Separate “Needs” and “Wants” Expenses
Create a Monthly Budget
Monthly Evaluation
Manage Your Finances with FINETIKS
If you find it difficult to understand your own financial situation, try using a financial app like FINETIKS. In this application, you can monitor income and expenses, calculate net worth, and create budget plans more easily.
So, there's no more reason not to understand your financial situation. Let's start getting to know your finances from now on so you can live more calmly, avoid unnecessary debt, and achieve the financial goals you dream of!
FINETIKS is a proprietary product of PT Finetiks Inovasi Indonesia which is officially registered and supervised by OJK and registered with the Ministry of Communications and Digital of the Republic of Indonesia
