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You certainly agree that regular finances are important. But, have you ever felt dizzy when you have to calculate all your expenses each month?
Especially after a big feast day where spending often swells. Well, one of the solutions that can make it easier for you to manage your finances is to record every transaction you make.
Recording transactions is not just a hobby or ritual but a smart move that can help you understand where your money goes each month. By recording transactions, you can see spending patterns, figure out expenses that can be reduced, and ultimately, can plan your finances better.
For example, after Lebaran, you may feel that spending on food and entertainment increases. By recording each transaction, you can see if the spending is reasonable or has exceeded the limit.
In addition, you can also find out unnecessary expenses, such as subscriptions to entertainment platforms or game applications that you rarely use.
Imagine if you had complete control over your finances. Recording transactions on a regular basis, can help you know exactly where your money is running out.
In addition, if there are unnecessary expenses, you can immediately cut them off and divert the money to savings or investments. What about shopping? Ja, recording transactions also helps you to be more disciplined in your shopping.
When you know very well how much money you have and how much you've already spent, you become more careful about shopping. There is no more, that name impulsive buying or long thoughtless shopping!
Recording transactions helps you to know the daily financial developments and movements. In order to be more effective, recording transactions should be carried out taking into account the following:
You can choose the method that is most convenient for you. Use a financial application that you can access easily and conveniently.
Every time you spend money, whether for everyday shopping, eating out, or paying bills, make a note of it right away. Try to take notes on the same day so that nothing is missed.
To make it easier to analyze expenses, group your records into categories such as food, transport, entertainment, and household needs but, if you use the FINETIKS application, you do not need to analyze because you can choose the appropriate category of transactions.
Take time each month to evaluate your transaction records. Check which categories cost a lot of money and look for solutions to reduce spending in those categories.
Once you know your spending patterns, set a budget for each category. For example, you can limit your budget for entertainment and dining out, so that your money can be more allocated to savings or investments.
To make your financial journey easier, try using a financial app. From recording expenses, setting budgets, and analyzing finances automatically, FINETIKS will be of great help, especially in the expense-heavy months.
By following the steps above, you can start recording transactions easily and effectively. Remember, the key to good financial regulation is consistency! The more often you record and evaluate your expenses, the better control your finances will be.
Recording transactions is a smart move that can help you better manage your finances. By regularly taking notes, you can understand your spending patterns, identify areas that can be saved, and ultimately reach your desired financial goals.
So, let's start recording transactions from now on! Not only does it make your finances more organized, but it also makes you better prepared for the financial challenges ahead. Come on, make financial sense for a brighter future with FINETIKS!
Download the app now for FREE, available at Google Play and also App Store!
